Grasp the Financial Nettle – Mortgages

Grasp the Financial Nettle – Mortgages

“When a man with money meets a man with experience, the man with experience leaves with money and the man with money leaves with experience.”    Suraj DuhalLet’s start the second in the series of Grasping the Financial Nettle and mortgages.A few things struck me as a...
Grasp the Personal Finance Nettle

Grasp the Personal Finance Nettle

Financial Resolutions and ChangeI decided to get the jump on the New Year’s crowd.Looking at your finances is akin to bringing the bins out, bringing books back to the library, making the school lunches for the kids. You put them off (well I do) but you can’t forever....
Give Your Debts the Frosty Two Fingers!

Give Your Debts the Frosty Two Fingers!

The way to accelerate multiple debt repayments (and make you feel you are finally getting somewhere!).For clients in problem debt, I first request a recent Standard Financial Statement (SFS), a document which is the bane of the lives of those in mortgage debt. They...
Keeping the Credit Card Company Happy

Keeping the Credit Card Company Happy

Becoming debt-free often involves tackling credit card debt. Paying the minimum payment as directed by your credit card company will keep the credit card companies happy and off your back, many feel. But this is not why they are happy with you. They are most happy...