The reality is you will never feel like changing, it’s hard to change behaviour. The thoughts of changing your money or work world is up there on the scale of most challenging. Do you feel like changing? NO of course not. You are never going to just “happen” upon major change? Nobody said that there is an easy way. Its simple to get what you want, but not easy. Simple to say “I will lose 3 kg of weight and run a 5k in under 25 minutes” of course.  But is this easy? No, because after the grand plan, the result is elusive unless you have the correct approach. Its easy to list the dietary and exercise tasks that make up this goal or get someone to do this. Doing it must be done by you though. It is the same with getting out of debt, transforming your money life or your career. You alone can only do it.  If you wanted to do it, knew how to do it and it was easy you would have already done it, no?

Lets face it, many people are terrified and intimidated by money, budgeting, setting goals & going after what they want financially.  Many people put all their effort into work and earning good incomes but then leave this income dribble away without being in control. Some will live month to month with no financial cushion or plan,  fight about money and hide bad money habits. As you age you worry about having enough for retirement and other security issues. It is possible to remove the stress and lack of clarity by just speaking to someone who has no agenda other than to help you see your own path. Change is difficult and sometimes you need help. If you are committed and really serious about changing I can help you.  This is not a quick fix but a progressive improvement and a journey.

If you are looking for a 50 page glossy financial plan with pictures, nice graphs and projections with loads of numbers, my apologies. I am not the right person to speak to. I am not here to wow you with jargon and slick talk about money, investments, savings, budgeting. This is real down to earth practical work.

If you are looking to honestly talk about overcoming barriers to reaching goals in life through money, then give me a call. It is the human aspect of people’s financial lives that interests me and this is where I feel the best results come from. Starting something that you want, committing to it and staying the course is the hard part. Stay where you are or move forward, it’s up to you.