Living in financial harmony together is a lot about trust, fairness and flexibility around expectations. For most it presents challenges, especially when there is debt involved. I have met hundreds of client couples swamped in chronic debt and I
Financial Resolutions and Change
I decided to get the jump on the New Year’s crowd.
Looking at your finances is akin to bringing the bins out, bringing books back to the library, making the school
Debt Snowballing
The way to accelerate multiple debt repayments (and make you feel you are finally getting somewhere!).
For clients in problem debt, I first request a recent Standard Financial Statement (SFS), a document which is the bane of the
Paying the minimum payment as directed by your credit card company will keep the credit card companies happy and off your back, many feel.
But this is not why they are happy with you. They are most happy when
Interesting survey on how Irish people feel about their finances going into 2019.
https://switcher.ie/blog/money-saving-tips/almost-half-of-irish-consumers-worry-that-they-won-t-be-able-to-save-in-2019/
Of those surveyed:
• 95% worry about money
• 48% fear unexpected expenses arising in 2019
• Over 40% say their mental and physical
We all know how easy and flexible credit purchases have become, almost too easy many would agree. Yet many people feel that their choices over spending are heavily influenced and beyond their control during the Christmas period. I have