As interest rates are at an all time low at present, deposit returns are poor. Investment returns of course outstrip these returns but below are other considerations before you decide on a course of action with your money: Access: Tying your money up for longer...
Give yourself a pay – rise this winter

Give yourself a pay – rise this winter

by | Dec 2, 2021 | Christmas Debt, Christmas Finances, Couple Financial Advice, Money Goals, Personal Finances

  Working with clients in the area of money and work often throws up discussion items like getting a payraise, feeling underapreciated or frustrated because the money they earn is just not enough.  This winter, with the staggering increase in the cost of...
Are you tired living paycheck to paycheck?

Are you tired living paycheck to paycheck?

by | Mar 18, 2021 | Couple Financial Advice, Debt Management, Money Goals, Personal Finances

As you might expect, this is a common occurrence. You know that feeling at the end of the month where you take out your debit card and go to pay for something. A little voice in the back of your head asks: “is there enough in the account to cover this?” There is a...
New Year’s Resolutions – Oh Behave!

New Year’s Resolutions – Oh Behave!

by | Mar 16, 2021 | Christmas Debt, Christmas Finances, Couple Financial Advice, Debt Management, Financial Accountability, Financial Coach Ireland, Money Coach Ireland, Money Goals, Personal Finances

This cozy little fella above looks relaxed but may need to make some New Year’s Resolutions…. maybe.   Yes, I have heard the one-liner about resolutions. “Mine is to break them” or “mine is not to make them in the first place”. The doggie looks like he is in deep...
Shine the light on your expenditure this January!

Shine the light on your expenditure this January!

by | Jan 15, 2021 | Money Goals

Yes, indeed, it looks like we will have more time at home, good for some, bad for others. The New Years’ Resolutions are a bit deflated as the lockdown has smothered some. At this time of year, so many people plan to overhaul their personal finances, but this loses...